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Terms & Conditions

Terms and Conditions for Hicreditos.com

Welcome to Hicreditos.com (the "Site"). By accessing or using the Site, you agree to be bound by these terms and conditions (the "Terms"). If you do not agree to these Terms, please do not use the Site.

Use of the Site

You may use the Site for lawful purposes only. You may not use the Site for any unlawful or fraudulent activity or purpose. You may not use the Site to infringe upon the rights of others.

Online Products

Our Site offers online products such as e-books, courses, and other digital products. These products are not eligible for refunds once they have been downloaded or accessed. By purchasing any of these products, you acknowledge and agree that they are non-refundable.

Accounts

In order to access certain features of the Site, you may need to create an account. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password.

Intellectual Property

The Site and its content, including but not limited to text, graphics, logos, images, and software, are the property of Hicreditos.com or its licensors and are protected by copyright and trademark laws. You may not reproduce, distribute, or otherwise use any of the Site's content without the prior written consent of Hicreditos.com.

Disclaimer of Warranties

The Site and its content are provided "as is" and Hicreditos.com makes no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, or products included on the Site. Hicreditos.com does not warrant that the Site or its content will be uninterrupted or error-free.

Limitation of Liability

Hicreditos.com shall not be liable for any damages of any kind arising from the use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

Changes to the Terms

Hicreditos.com reserves the right to make changes to these Terms at any time. If we make any changes, we will post the updated Terms on our Site and update the "last updated" date at the top of these Terms. We encourage you to review these Terms periodically to stay informed about our policies.

Last Updated: January 12th, 2023

By using our Site, you agree to be bound by these Terms. If you do not agree with the terms of these Terms, please do not use our Site.

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